I was thinking today about different ideas pertaining to health care. What if we thought of health care more like the warranty on your TV instead of our current system?
Everyone born in the US comes with a government sponsored lifetime limited warranty. 100% full coverage up until age 16. After 16, there are some stipulations. Much like a TV warranty, you are fully covered for manufacturer defect. You are also covered for accidental breakages. However, you are not covered under situations of user negligence. This would include any complications directly related to weight, tobacco usage, drug usage, alcohol, etc. For the overweight, no coverage for diabetes, cholesterol, hypertension, etc. For smokers, emphysema, various cancers, heart disease, etc. You get the idea.
If you make responsible decisions and make healthy choices, you are rewarded with free or cheap health care. If you make unhealthy choices, you are rewarded with high health care costs. Your Choice.
Subscribe to:
Post Comments (Atom)
It's an interesting theory. But you just talk about things up to 16. What after 50 ? Where negligence did not happen and yet aging still takes its toll ?
ReplyDelete